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Amazon Pay Later FAQs

1. What is Amazon Pay Later?
Amazon Pay Later is the hassle-free way to get instant credit, via a completely digital process, for purchases using EMI on Amazon.in. You have to complete the one-time setup process, which should not take more than 2 minutes and does not require you to provide credit card details. Once the setup is complete, you can avail Amazon Pay Later payment option during checkout on Amazon.in, and pay later next month or over EMIs ranging from 3 to 12 months. You can easily track your purchases, repayments, and limits history from a simplified dashboard for this payment mode. Amazon Pay Later is offered to you by Amazon Pay (India) Private Limited ("Amazon") and a third-party lending partner, Capital Float.

2. What are the key benefits of Amazon Pay Later?
Get instant decision on your credit limit by the lender.
Credit card details not required.
No processing or cancellation fee.
No pre-closure charges.
Seamless checkout on Amazon.in using Amazon Pay Later payment option.
Simplified tracking of expenses and repayments on the EMI specific dashboard
 

3.What are the eligibility criteria to avail Amazon Pay Later?
You need to have an Amazon.in account with a verified mobile number, a valid permanent account number (PAN) card, bank account with one of the selected banks, and one of the officially valid document as address proof - Driving license, Voter ID card, Aadhaar, Utility Bills (not older than 60 days), Passport. You must be 23 years of age or above Further eligibility is decided basis information already available with Amazon and your credit bureau history. Based on these and a host of other factors, lending partner will decide the Amazon Pay Later limit for you.

4.Why am I not getting the option to register for Amazon Pay Later?
We have made Amazon Pay Later available for a limited set of customers. We are working towards enabling it for a larger set of customers. We appreciate your patience.